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Investment loans

Smart solutions to grow your wealth. Let’s make your investment goals a reality.

Investment loans

Smart solutions to grow your wealth. Let’s make your investment goals a reality.

How we can help.

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.

Get in touch
Investment Loans
Investment Loans

How we can help.

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.

Get in touch

Talk to an expert today

Get in touch

Talk to an expert today

Get in touch

Talk to an expert today

Get in touch

Talk to an expert today

Get in touch

How do investment
loans work?

An investment loan is a type of mortgage designed for purchasing investment properties, such as land, apartments, or houses. Property investors often use these loans to finance their purchases, relying on rental income from the property to help cover loan repayments.

Here’s a brief overview of how investment home loans work.

Loan assessment

Lenders evaluate your application based on your income, the size of your deposit (or equity in an existing property), and the expected rental income from the property you plan to buy.

Loan approval and security

Once approved, the loan funds are provided, and the investment property serves as security for the loan.

Repayment

Loan repayments are typically made over time, often using rental income from the property. Alternatively, if the property is sold, proceeds from the sale can be used to pay off the loan.

Tax benefits

According to the Australian Taxation Office (ATO), interest and fees paid on an investment loan may be tax-deductible.

Using equity

Many investors leverage equity built up in an existing property to secure additional funds for new investments by refinancing their current loan.

Industry of experts

Ongoing support

30 years experience

Industry of experts

Ongoing support

30 years experience

Industry of experts

Ongoing support

Other types of investment loans.

Self-Managed Super Fund (SMSF).

SMSFs offer greater investment choices, including direct and indirect investment. More benefits include access to investment gearing opportunities, more control over investment strategies and preferable tax arrangements.

Green investment property loans.

These loans are designed to encourage the purchase of construction of homes with eco-friendly features such as solar, energy efficient systems and appliances, as well as insulation improvements.

Line of credit investment loan.

This type of loan allows an investor to access a pre-approved amount of money, which can be drawn upon as needed to fund investment opportunities.

Ready to invest?

For more information, get in touch with one
of our team members today.

Get in touch