Are you buying a house for the first time?

Are you buying a house for the first time?

First home buyers.

As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options.

Supporting first home buyers
Supporting first home buyers

First home buyers.

As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options.

4 steps to buying your first home.

Buying your first home doesn’t have to be overwhelming. We’ve done the hard work for you.

1. Plan your savings

Understand how much you need for a deposit and explore strategies to save faster.Take advantage of available government incentives and grants that could help you get into your first home sooner.

2. Know your borrowing power

Get an estimate of how much you can borrow and what your monthly home loan repayments might look like. This step will help you set realistic expectations for your budget and property search.

3. Explore your home loan options

Think about what features you need in a home loan. Learn the differences between loan types, such as fixed, variable, or split-rate options, and find a loan that suits your financial situation and goals.

4. Secure conditional pre-approval

Conditional pre-approval gives you a clear understanding of your borrowing capacity and boosts your confidence when starting your property search. It shows sellers you’re a serious buyer, making the process smoother.

4 steps to buying your first home.

Buying your first home doesn’t have to be overwhelming. We’ve done the hard work for you.

1. Plan your savings

Understand how much you need for a deposit and explore strategies to save faster.Take advantage of available government incentives and grants that could help you get into your first home sooner.

2. Know your borrowing power

Get an estimate of how much you can borrow and what your monthly home loan repayments might look like. This step will help you set realistic expectations for your budget and property search.

3. Explore your home loan options

Think about what features you need in a home loan. Learn the differences between loan types, such as fixed, variable, or split-rate options, and find a loan that suits your financial situation and goals.

4. Secure conditional pre-approval

Conditional pre-approval gives you a clear understanding of your borrowing capacity and boosts your confidence when starting your property search. It shows sellers you’re a serious buyer, making the process smoother.

First home buyers grant.

Our team can also help you determine your eligibility and apply for the First Homeowner’s Grant. Your eligibility can vary depending on your state and territory, so it’s always smart to chat to an expert first.

4-steps-to-buying-your-first-home
4-steps-to-buying-your-first-home

First home buyers grant.

Our team can also help you determine your eligibility and apply for the First Homeowner’s Grant. Your eligibility can vary depending on your state and territory, so it’s always smart to chat to an expert first.

Let’s bring your dream home to life.

Reach out to Apex Financial today to explore how we can assist with your first home loan needs.